Does your overdraft program treat account holders like people . . . or data points?

first_imgImagine you drive 15 miles to work every morning, to a job that demands you be on time, every time. You have two freeway options: one with a speed limit that remains constant at 65 mph, or another with a varying speed limit that can be 25 mph one day, 80 mph the next, or anywhere in between. Which road is more dependable? Which road would you choose to take?That’s how I describe the difference between a fully disclosed, transparent overdraft program with fixed limits, versus an overdraft program with variable limits, set for each account holder by a matrix of data. The former, a steady and reliable option that gets you where you need to be; and the latter, an unpredictable route that can end up leaving you frustrated and in a lurch.There’s a lot of spin surrounding matrix-based overdraft programs, and it seems pretty convincing on the surface. But what’s hiding behind these “services,” and do these models actually provide a disservice?What is your definition of a “managed” overdraft program?I’ve heard both matrix-based and fully disclosed overdraft programs described as “managed.” Which defines that term better? continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Michael Owen names Unai Emery’s biggest problem at Arsenal after Standard Liege thrashing

first_imgMichael Owen has named Unai Emery’s biggest problem at Arsenal (Picture: Getty)Michael Owen believes Unai Emery’s biggest problem at Arsenal is the form of Nicolas Pepe.Ivory Coast international Pepe has endured an underwhelming start to his Arsenal career following a £72million move from Lille in the summer.The 24-year-old has scored just once in nine appearances for the Gunners and admitted this week that his confidence has taken a hit.Pepe was benched for Arsenal’s Europa League clash against Standard Liege on Thursday and failed to make much of an impact after entering the fray with 24 minutes remaining.ADVERTISEMENT Michael Owen names Unai Emery’s biggest problem at Arsenal after Standard Liege thrashing Gabriel Martinelli scored twice as Arsenal thumped Standard Liege (Picture: Getty)‘Pepe, is he going to get into the team? It’s a massive amount of money they paid for him and it looks like Lille are laughing all the way to the bank on that one.‘It’s still early days and maybe the player will turn it around. But I haven’t really seen anything that I have expected to see.’It was a memorable night for Gabriel Martinelli at the Emirates, with the teenage striker scoring two goals and setting up another to give Arsenal victory over Standard Liege.MORE: Gabriel Martinelli sets Arsenal record as Unai Emery’s Gunners thump Standard Liege Advertisement Metro Sport ReporterThursday 3 Oct 2019 11:06 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link440Sharescenter_img Record signing Nicolas Pepe is struggling (Picture: Getty)Arsenal cruised to a 4-0 victory against the Belgian side but Emery will be starting to become concerned by record signing Pepe, according to Premier League legend Owen.AdvertisementAdvertisement‘We’re talking about a lot of positives for Arsenal but there’s one negative niggling away at the moment and that’s Pepe,’ Owen told BT Sport.‘I was excited by him, I watched him in the French league, he looked a very good player. He started the season, first game he looks as though he had a bag of tricks.‘But he’s just gone off the boil and that’s a huge investment for anybody but it’s a huge investment for Arsenal especially.More: FootballRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starChelsea defender Fikayo Tomori reveals why he made U-turn over transfer deadline day moveMikel Arteta rates Thomas Partey’s chances of making his Arsenal debut vs Man City‘I would have liked to have seen him come on and play really well today against an average team, show his stuff and get a bit of confidence, because that’s a concern I think.’Gunners hero Martin Keown has also been disappointed by Pepe so far this season and says the £72m deal could turn out to be a costly mistake from his former club.‘If you think back to Arsene Wenger he would have never blocked a path of a young player. They are in danger of doing that with Saka,’ Keown said. Comment Advertisementlast_img read more

Maurizio Sarri makes Aaron Ramsey admission amid speculation Juve are willing to sell former Arsenal star

first_imgAdvertisement Advertisement Maurizio Sarri makes Aaron Ramsey admission amid speculation Juve are willing to sell former Arsenal star Juventus are reportedly willing to sell Aaron Ramsey at the end of the season (Picture: Getty)Maurizio Sarri admits Aaron Ramsey has endured a far from ideal start to his Juventus career.The former Arsenal star ended his 11-year stint in north London in the summer to sign for the Italian champions on a free transfer.Ramsey hit the ground running in Turin, scoring on his Serie A debut, but his progress has been hindered by a series of niggling injuries.Reports in Italy last week claimed Juve were considering cutting their losses and preparing to sell the 29-year-old after just a single season in Italy but Sarri believes the goalscoring midfielder is growing in confidence.AdvertisementAdvertisementADVERTISEMENT‘Aaron Ramsey is growing both as a condition and a belief. It was not easy for him to adapt, coming from the Premier and from a bad injury,’ he said ahead of Thursday’s Coppa Italia clash against AC Milan. Comment Maurizio Sarri is under mounting pressure at Juventus (Picture: Getty)Ramsey came off the bench with 20 minutes remaining against Verona at the weekend as Juve slipped to a second defeat in three games which allowed Inter to leapfrog them at the top of the table following their remarkable comeback victory in the Milan derby.Sarri is facing mounting criticism and was said to have met club chief Andrea Agnelli in the wake of another damaging defeat.‘We were supposed to have dinner after the Fiorentina game, I was at Coverciano, and the President had commitments and so it was arranged for later, added the former Chelsea manager.More: Arsenal FCArsenal flop Denis Suarez delivers verdict on Thomas Partey and Lucas Torreira movesThomas Partey debut? Ian Wright picks his Arsenal starting XI vs Manchester CityArsene Wenger explains why Mikel Arteta is ‘lucky’ to be managing Arsenal‘We had a normal dinner, however it was planned.’Juve’s title challenge has been powered by the goals of Cristiano Ronaldo, who has scored in a record 10 consecutive games, but the Portuguese legend could be rested tomorrow.‘We will see, I have spoken with him and he told me he is feeling well,’ said Sarri. ‘We will evaluate on a game-by-game basis.’MORE: Aaron Ramsey would be the ‘perfect fit’ for Manchester United, says Tony CascarinoMORE: Juventus preparing to sell Aaron Ramsey just year after Arsenal transfer Metro Sport ReporterWednesday 12 Feb 2020 3:03 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link4.4kShareslast_img read more

ISP: Greensburg man arrested after short pursuit

first_imgGreensburg, In. — Indiana State Police arrested a Greensburg man following a short pursuit Tuesday night.Police say at 11 p.m. a car driven by Dwayne Bradley, 56, refused to stop for police on Michigan Avenue for a registration violation. Bradley fled on several side streets but stopped for police at the intersection of Michigan Avenue and Ireland Street.During the investigation police found six grams of methamphetamine and a pipe that had been thrown from the vehicle during the pursuit. Bradley was arrested without incident.Bradley has been charged with resisting law enforcement, obstruction of justice, possession of methamphetamine and possession of paraphernalia.last_img

Falcons Stage Sit-in Protest over Allowances

first_imgc) WAFU Cup Tournament (staged in Cote d’Ivoire): Allowance of $500 paid to each player. But the Nigeria Football Federation (NFF) denied last night that it was not owing the players.“We have paid the players and officials the entitlements due them for the tournament and other outstanding bonuses and allowances were settled before the team arrived at the World Cup finals,” Shehu Dikko, NFF 2ndVice President said in a statement released late last night.One of the players claimed they are owed bonuses amounting to N2 million from two games against The Gambia and Senegal, from as far back as two years ago.The same player admitted that they have only been paid N1million, leaving a balance of another N1 million plus five days daily allowance at the World Cup in France.“They paid us 1 million (Naira) and said that is all. We want them to pay the balance,” one player told ESPN. “Part of that money is from two years ago, the other is from three years ago. And they are also owing us five days’ daily allowance here in France.“Before the World Cup, we asked them for a meeting so that we could discuss our World Cup bonuses, like they did with the men’s team last year. They ignored the letter and nobody said anything about it until now.”The players are also demanding their share of the World Cup participation fee from FIFA, even though the tournament’s organisers are not scheduled to pay those until September.However, Nigeria Football Federation President Amaju Pinnick told ESPN that the federation was not owing the players as all the outstanding allowances have been paid.“We have paid them everything they are being owed,” Pinnick declared.“The only thing outstanding is the participation fee from FIFA, which is not expected to come until after the tournament. But they insist that they want to get paid, as they have spoken to players from Cameroon and France, who told them they have already been paid,” stressed the NFF chief.This is not the first time Nigeria’s women team has staged a protest over bonuses. After winning the 2016 African title in Cameroon, the squad returned home and staged a public demonstration on the streets of the capital, Abuja, to demand payment of their outstanding allowances.In 2004, the team also sat in for three days at their hotel in South Africa after winning the African title until the allowances were settled.The Federation in the statement last night went further to clarify in detail as follows:The monies for the Super Falcons’ preparation and participation at the FIFA Women’s World Cup finals in France (and indeed the Super Eagles’ preparation and participation in the AFCON 2019in Egypt) were recently approved by His Excellency, President Muhammadu Buhari (GCFR). But the release of the funds is still being processing by the Federal Ministry of Finance and will be concluded soonest.Inspite of the delay in release of funds, the NFF made huge sacrifices including borrowing to ensure it gave the Falcons the very best of preparation for the World Cup in France with about 15 test games, with camps/games held in China, Cyprus, Spain, CIV, and Austria (a fact that even the team duly appreciated and agreed it was the best-ever for any Nigerian team going to the Women’s World Cup and even wrote to thank the NFF). The NFF is indeed encouraged by results achieved by the Super Falcons in France, being the first time the team qualified to the knockout rounds in the last 20 years with credible performance against some of the world’s best teams.The NFF duly ensured it addressed all the issues raised by the team captain Desire Oparanozie via an email prior to the team resuming in camp in Austria and used it best efforts, to settle all the players’ claims and bonuses to so as to provide an enabling platform for the players to perform without any distractions in France for the World Cup.To this end, payments made to the players at the pre-World Cup camp in Austria and France (World Cup proper) are set out below:a) 2016 Women Africa Cup of Nations Qualifier: Nigeria Vs Senegal (Home Match) played in Abuja – Win bonus of N500,000 paid to each player. c) Camp and Friendly matches played in Spain – 7 days’ daily allowance of $700 paid to each player. WOMEN’S WORLD CUPSuper Falcons players reenacted their 2016 sit-in protest at the weekend shortly after they suffered 3-0 defeat against Germany to crash out of the FIFA Women’s World Cup in France.According to reports from the France, the Thomas Dennerby coach players refused to vacate their hotel rooms for the return trip to their respective bases unless all their outstanding bonuses are paid in full. b) 2018 Women Africa Cup of Nations Qualifier: Nigeria Vs Gambia (Home Match) played in Lagos – Win bonus of N500,000 paid to each player.center_img e) Refund made to players on visa procurement, train, bus and airport taxi from their different bases in Europe to the camp in Austria. d) Pre-World Cup camp in Austria: 14 days’ daily allowance $1,400 paid to each player. f) $4,400 paid to each player, being win bonus for the World Cup match against Korea Republic ($3,000) and 14 days’ daily allowance for the World Cup ($1,400). This was paid direct to each of the players’ domiciliary accounts by NFF fund managers, Financial Derivatives Company and by Friday most of the players had started receiving alerts depending on their banks.Nigeria reached the knockout stage of the Women’s World Cup in France before losing 3-0 to Germany in the round of 16 on Saturday in Grenoble.Share this:FacebookRedditTwitterPrintPinterestEmailWhatsAppSkypeLinkedInTumblrPocketTelegramlast_img read more

Imi ‘pleased’ as Sky Racing approaches broadcasting anniversary

first_img Submit StumbleUpon Ian Hogg joins RPM Gaming as Chairman May 5, 2020 Share Related Articles Ascot adds three-year extension to Sky Sports Racing deal August 14, 2020 Flutter elevates racing commitment with new commercial rights deal December 27, 2019 Share In an interview with SBC’s Insider Sport, At The Races Chief Executive Matthew Imi has stated he is ‘very pleased’ with Sky Racing’s level of coverage as it approaches the completion of its first full broadcasting yearHaving launched on 1 January of this year, Sky Racing took Sky’s dedicated sports channel tally up to 11 and has since been broadcasting race fixtures from both the UK and around the world took.In the months since, At The Races has evolved racing coverage and increased engagement in the sport. This has been done as a result of introductions such as additional on course camera’s, presenter attendances at every Sky covered UK fixture and the expansion of its broadcasting team to name a few.Discussing the broadcaster’s first year, Imi stated: “We are very pleased with the level of coverage we’ve managed to achieve with Sky Sports Racing and we will continually look to improve. It’s all about bringing our viewers closer to the action, providing them with genuine insight and delivering coverage that is entertaining as well as informative. “Early feedback from viewers has been very positive citing the improved insight and access to the on-track action, particularly with regards to allowing more time for our presenters to deliver analysis and reporting.”As well as discussing Sky Sports Racing’s digital and TV reach, Imi touched on having to find the balance between ‘welcoming and holding onto newcomers’ whilst also producing the coverage that long term racing viewers expect. The chief executive stated that Sky Sports’ digital platforms outreach of 30m users per month grants racing a ‘real opportunity’ to expand its audience, before providing insight into Sky’s plans for its 2020 racing coverage.He concluded: “We’re going to try and develop our sectional timing data product further and are also looking at creating some pre- and post- race analysis tools. We’ll continue to improve our race coverage through positive incremental changes across the next twelve months and are always looking at applying whatever innovations in technology we can.”last_img read more

Security State Bank will take over Wheat Festival Wheat Run, race back downtown

first_imgby Tracy McCue, Sumner Newscow — The Kansas Wheat Festival Wheat Run has been a Saturday morning tradition for Wellington’s premiere week-long event. It originally started as a downtown race, but moved to Hargis Creek as a cross country race.This year the one mile and 5K race (3.1 miles) is returning to its roots and will once again be a downtown event.Security State Bank of Wellington is now the primary sponsor. The race will be held on Saturday, July 11. The 5K race starts at 7:30 a.m. and the mile race follows at 8:30 a.m. Both races will be ran in Wellington starting at C and Harvey, behind the Security State Bank.SSB will have pre-registration of $20 for one race and $25 if registering for both races. Race day registration will be an extra $5. T-shirts will be guaranteed to those who preregistered by June 30, 2015. So early registration is a must to ensure your size is available. A registration form can be found here:Kansas Wheat Run brochure 6-19-15There will be 18 male and female age divisions for both the one mile and 5K:5 and under6-78-910-1213-1516-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7980+Race Day packet pickups will be at SSB Thursday, Friday and race day. Registration will be near the start/finish line, beginning at 6:30 a.m.For additional questions, call Jodie Heath at 620-326-7417, e-mail her at [email protected] or fax at 620-326-2280.Follow us on Twitter. Close Forgot password? Please put in your email: Send me my password! Close message Login This blog post All blog posts Subscribe to this blog post’s comments through… RSS Feed Subscribe via email Subscribe Subscribe to this blog’s comments through… RSS Feed Subscribe via email Subscribe Follow the discussion Comments Logging you in… Close Login to IntenseDebate Or create an account Username or Email: Password: Forgot login? Cancel Login Close WordPress.com Username or Email: Password: Lost your password? Cancel Login Dashboard | Edit profile | Logout Logged in as Admin Options Disable comments for this page Save Settings You are about to flag this comment as being inappropriate. Please explain why you are flagging this comment in the text box below and submit your report. The blog admin will be notified. Thank you for your input. There are no comments posted yet. Be the first one! Post a new comment Enter text right here! Comment as a Guest, or login: Login to IntenseDebate Login to WordPress.com Login to Twitter Go back Tweet this comment Connected as (Logout) Email (optional) Not displayed publicly. Name Email Website (optional) Displayed next to your comments. Not displayed publicly. If you have a website, link to it here. Posting anonymously. Tweet this comment Submit Comment Subscribe to None Replies All new comments Comments by IntenseDebate Enter text right here! Reply as a Guest, or login: Login to IntenseDebate Login to WordPress.com Login to Twitter Go back Tweet this comment Connected as (Logout) Email (optional) Not displayed publicly. Name Email Website (optional) Displayed next to your comments. Not displayed publicly. If you have a website, link to it here. Posting anonymously. Tweet this comment Cancel Submit Comment Subscribe to None Replies All new commentslast_img read more

Bo Derek sighting in US Weekly

first_imgThe beautiful and talented Bo Derek was on hand at Santa Anita Park this past Saturday when she watched the Grade I Vanity Mile from the Winner’s Circle and presented the trophy to Hall of Fame trainer, Richard Mandella and his champion mare, Beholder.Derek was featured in ‘celebrity sightings’ in this week’s edition of US Weekly, a national publication read by millions that captures everything celebrity, pop culture and newsworthy going on in the entertainment business.Via US Weeklylast_img

Local Elections 2019: Martin McDermott ‘blown away’ with massive vote

first_imgNorth Inishowen: Martin McDermott says he’s ‘blown away’ by the strength of his support with tally figures showing the Glengad man with a landslide in North Inishowen.Tally figures show that Fianna Fáil Councillor McDermott has taken a whopping 34.5 per cent of the vote.McDermott has 2,376 first preferences, meaning he is well in excelss of the 1,377 quota. “I’m absolutely delighted. It’s a blown-away vote,” McDermott told Donegal Daily.“I can’t put into words the support I’ve got. I got great support the last time. To get around 35 per cent of the vote, I can’t put that into words.”McDermott was first elected to Donegal County Council five years ago, when he had 2,002 first preferences.He said: “It’s not the big issues. It’s the small, everyday issues. Those are the things that get you elected and the things that mean the most to people. “You have to do the work on the ground. People see what goes on and see what you do. I love doing what I do.“I try to help as many people as I can. I’ll do that for the next five years. That’s what I’m there to do.If you do the work, you get the rewards. I have a very close-knit community who stand behind me.”Labour’s Martin Farren (1,263) and Sinn Féin’s Albert Doherty (1,110) will also retain their seats in Lifford.Fine Gael Councillor Bernard McGuinness (954) is in a battle with another Final Fáil candidate, Marie Duffy, for the fourth seat in North Inishowen. McDermott’s transfers could be defining in deciding who takes that fourth seat. FOLLOW OUR LIVE BLOG FROM THE 2019 DONEGAL LOCAL ELECTIONS BELOW …LIVE: Donegal Daily Local Elections 2019 – follow our updatesLocal Elections 2019: Martin McDermott ‘blown away’ with massive vote was last modified: May 25th, 2019 by Chris McNultyShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)Tags:Bernard McGuinnessfianna failFine Gaellocal elections 2019Marie DuffyMartin FarrenMartin McDermottNorth Inishowenlast_img read more